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AI Agent AI-Powered Credit Risk & Loan Origination Platform

Decision Engine Agent

Serves as the orchestrator for final decisioning, aggregating pass/fail status from all upstream agents. Runs compliance checks for ECOA fair lending, TILA disclosures, state usury laws, and FCRA requirements. Calculates final approved terms including amount, APR, monthly payment, and total repayment. Generates next steps for the borrower and prepares the complete document package (loan agreement, disclosures, Truth in Lending, privacy notice).

Decision Engine Agent

Problem Statement

The challenge addressed

Final loan decisions require aggregating all agent outputs, ensuring regulatory compliance, calculating approved terms, and generating the complete decision package with disclosures.

Core Logic

How the agent solves it

Serves as the orchestrator for final decisioning, aggregating pass/fail status from all upstream agents. Runs compliance checks for ECOA fair lending, TILA disclosures, state usury laws, and FCRA requ...

System Navigation

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